You are The Check-to-Check Cycler!

YOU ARE
The Check-to-Check Cycler!

You may not know Destiny’s Child’s late 1990s song, “Bills, Bills, Bills,” but you can often relate to the title. While you want to plan for a stronger, more stable financial future, you often need your entire salary to cover the basics like rent, car note and daycare.

According to one recent report, you are not alone. As many as one-third of American families spend all their paychecks on immediate needs. Those living paycheck to paycheck have a tougher time handling income emergencies, such as major car repair, job loss or illness.

Tips & Tricks

Man and woman looking at bills

Before you Wreck Yourself: Five Tips for Breaking the Check-to-Check Cycle

Does your financial like feel more like a battleground? Despite the dangerous combination of rising expenses and baseline salaries, the check-to-check lifestyle does not have to be a permanent one. Here are a few ways to break the cycle and give yourself more financial breathing room…both for the present and the future.

Tips & Tricks

Man looking at phone shocked

Cents and Sensibility: Five Ways to Slash your Expenses

“Payment Due By.”
If you feel crippled by financial management, here are five simple, but effective ways young adults can free up additional money and achieve peace of mind.

Quick Read

Lady on phone holding plunger

How to Build an Emergency Fund*

Saving might not be the biggest priority when you are living pay check to check, but unfortunately, emergencies do happen. Preparing for life’s emergencies can prevent you from going into debt and creating financial chaos. Here are some tips for building an emergency fund.

Tips and Tricks

Holiday shopping stress

Take the Headache Out of Holiday Spending

The holidays are a time to celebrate and enjoy family and friends. Starting the new year with extra debt from holiday shopping can turn your celebration into unnecessary budget chaos.

Money 101

Couple budgeting surrounded by envelopes

Common Money Mistakes

Managing money can be difficult. Check out this list to see if you spot any familiar money mistakes you can stop in their tracks.

Tips & Tricks

Expenses on a flow line

5 Ways to Make the Most of Your Tax Refund

Tax season has come and gone. If you’re still waiting on a refund (or any other lump sum payment), consider the following five ideas to stretch your dollars further.

Tips & Tricks

Where Should Extra Money Go?

Where Should Extra Money Go?

Not certain how to prioritize your expenses? This easy to follow flowchart can help you determine how to spend extra money.